These Terms of Service (“Terms”) govern your use of the APIT platform and website https://www.apit.am, operated by DeepMindSystems LLC (“Company”, “we”, “us”).

By using our Service, you agree to these Terms.

1. Acceptance of Terms

By accessing or using APIT, you confirm that you:

• Are at least 13 years old

• Have the authority to bind your company (if applicable)

• Agree to comply with these Terms and all applicable laws

If you do not agree, do not use the Service.

2. Description of the Service

APIT provides a full-stack Finance Platform including:

• Corporate & personal budgeting

• Multi-currency cash tracking

• Savings goals

• Predictive analytics

• Card governance

• Financial dashboards

The platform is designed for business users.

3. User Accounts

To access the Service, users must create an account.

You are responsible for:

• Keeping login credentials secure

• All activity performed under your account

• Providing accurate information

We may suspend or terminate accounts for violations of these Terms.

4. User Responsibilities

Users agree NOT to:

• Use the platform for illegal or fraudulent activity

• Upload harmful content (malware, scripts, exploits)

• Abuse, attack, or disrupt the platform

• Attempt unauthorized access to systems

• Reverse engineer, modify, or copy the service

5. Payments

The service currently does NOT include paid plans or financial transactions.
If this changes, updated Terms will be provided.

6. Data & Privacy

Your use of the Service is also governed by our Privacy Policy.
By using APIT, you consent to our data practices.

7. Intellectual Property

All platform components — UI, software, logos, text, code, and branding — are the property of DeepMindSystems LLC.

Users may not:

• Copy

• Reproduce

• Redistribute

• Sell

• Modify

• Create derivative works

without written permission.

8. Availability & Service Updates

We may update, modify, or discontinue features at any time.
We are not liable for:

• Downtime

• Data loss due to user error

• Service interruptions

• Third-party outages

9. Termination

We may suspend or terminate accounts if:

• Terms are violated

• Illegal activity is detected

• Security risks arise

• Fraudulent usage occurs

Users may request account deletion anytime.

10. Liability Limitations

To the maximum extent permitted by law:

• We are not liable for indirect, incidental, or consequential damages.

• We do not provide financial, tax, or investment advice.

• APIT is a software tool, not a certified financial service.

• You use the platform at your own risk.

11. Governing Law

These Terms are governed by the laws of Armenia.
Disputes shall be resolved in Armenian courts.

12. Changes to Terms

We may update these Terms at any time.
Continued use of the platform means you accept the revised Terms.

13. Contact Information

For legal or support inquiries:
📧 info@deepmindsystems.com